You did the work. Get paid like it.
We run your receivables — pay applications, lien waivers, retainage, and disciplined follow-up — as a senior extension of your office. So the money shows up closer to on time, and you get your sanity back.
The hatched zone is money you already earned, aging past 90 days. Our job is to shrink it — and keep it shrunk.
Subcontractors get paid last
Progress billing, retainage, portal submissions, waiver exchanges, and multi-layer approvals put subs at the end of the payment chain. Nobody in your office has time to chase it properly — so it doesn't get chased, and the LOC floats the gap.
Sources: PwC construction DSO analysis via Levelset; Levelset Construction Cash Flow & Payment Reports; Billd 2025 National Subcontractor Market Report. Working-capital math: 10 days × ($10M ÷ 365).
Your entire collect-the-money function
Not a collection agency. Not software. A senior receivables operator working inside your systems, in your name.
Follow-up cadence
Weekly aging review and a disciplined, documented follow-up rhythm on every open invoice — before it ages, not after.
Pay app compliance
Every GC bills differently. We submit yours their way — format, backup, portal, and cutoff — so nothing gets kicked back and the clock never resets.
Lien waiver management
Progress and final waivers tracked, exchanged, and matched to payments. The number-one silent payment blocker, handled.
Retainage pursuit
We track every dollar held and actively pursue releases the moment your work qualifies, instead of letting it sit for a year.
Escalation protocol
Firm, professional escalation on stalled accounts — every step agreed with you in advance, sent in your voice. GC relationships stay intact.
Leadership reporting
Monthly DSO, aging, and a rolling cash-flow forecast built from how your GCs actually pay — straight to leadership. One number tells you whether we're earning our keep.
Diagnose first. Then run it.
A 20-minute call
Bring your aging report. We'll tell you straight whether there's real money to recover — and if there isn't, we'll say so.
AR & billing compliance audit
A two-week diagnostic: DSO and aging analysis, GC-by-GC billing profiles, retainage and deadline risk review, and a quantified 90-day cash plan. One flat fee, no hourly meter — credited toward your first month when you retain within 30 days. You keep the findings either way.
Ongoing fractional AR
We take over the function on a flat monthly retainer — no contingency fees, no percentage of your collections — and manage it to a target DSO.
Built by a sub, for subs
Draw & Due is run by an operator who spent twenty years on the subcontractor side — from superintendent to the executive seat of a $30M+ specialty contractor — building the billing, compliance, and collections systems that keep crews paid and a balance sheet healthy. We've submitted the pay apps, argued the change orders, and chased the retainage. That's why GCs take our calls.
$30M+ P&L and receivables responsibility
Every pay app format, portal, and waiver
Textura · GCPay · Procore · Sage · QuickBooks
If you bill a GC, we speak your language
Pay apps, retainage, and waiver chains work the same way whether you're pulling wire or pouring footings. We serve the trades that carry the industry:
Not on the list? If your revenue moves through progress billing, you're who we built this for.
Questions owners ask
Are you a collection agency?
Will this damage my GC relationships?
What systems do you work in?
Does this replace my office staff?
Who is this for?
Take the checklist
Five billing mistakes that reset your payment clock — the compliance misses we find in almost every audit, and how to catch each one before your next cutoff. One page. No fluff, no drip campaign.
Done. Grab it here: Five Billing Mistakes That Reset Your Payment Clock (PDF)
Find out what your aging report is hiding
Twenty minutes. Bring the report, we'll bring the questions. If we can't move your number, we'll tell you on the call.
Book a 20-minute call